Usman Law Firm, LLC http://UsmanLaw.com FREE CONSULTATION. Bankruptcy, Accidents, Divorce, and Immigration. Your Emergency Becomes Our Priority. Madison, WI. Sun, 15 Nov 2009 19:58:31 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 Factors that determine credit scores http://UsmanLaw.com/factors-that-determine-credit-scores http://UsmanLaw.com/factors-that-determine-credit-scores#comments Sun, 15 Nov 2009 19:58:15 +0000 admin
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  1. Payment History
  2. Outstanding Credit balances
  3. Credit History
  4. Type of Credit
  5. Inquiries

]]> http://UsmanLaw.com/factors-that-determine-credit-scores/feed 0 What types of income do I have to include in my bankruptcy? http://UsmanLaw.com/what-types-of-income-do-i-have-to-include-in-my-bankruptcy http://UsmanLaw.com/what-types-of-income-do-i-have-to-include-in-my-bankruptcy#comments Tue, 03 Nov 2009 02:44:29 +0000 admin
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http://UsmanLaw.com/?p=412 ALL income.

Examples:

  • Rental Income
  • Business Income
  • Investment Income
  • Child Support, Alimony, and Maintenance
  • Gambling Winnings
  • Pensions and Retirement Income
  • Individual Retirement Account (IRA) Withdrawals
  • Life Insurance Policy Withdrawals
  • Money received through Inheritance
  • Social Security / SSDI Benefits
  • Disability Payments
  • Unemployment Insurance Proceeds
  • Workman’s Compensation
  • Food Stamps or Welfare
  • Annuity payments
  • Regular Contributions from others in the household
  • Payment on Notes and Mortgages you own
]]> http://UsmanLaw.com/what-types-of-income-do-i-have-to-include-in-my-bankruptcy/feed 0 What is replacement value? http://UsmanLaw.com/what-is-replacement-value http://UsmanLaw.com/what-is-replacement-value#comments Thu, 29 Oct 2009 03:48:41 +0000 admin
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http://UsmanLaw.com/?p=406 Replacement value means the price a retail merchant would charge taking into account age and condition of property.

]]> http://UsmanLaw.com/what-is-replacement-value/feed 0 Can I keep a Credit Card out of my Bankruptcy? http://UsmanLaw.com/can-i-keep-a-credit-card-out-of-my-bankruptcy http://UsmanLaw.com/can-i-keep-a-credit-card-out-of-my-bankruptcy#comments Tue, 27 Oct 2009 02:57:16 +0000 admin
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http://UsmanLaw.com/?p=395 negotiate-companies-lower-interest-rates-200X200Many clients ask me if they can keep their favorite credit card out of bankruptcy for an emergency. You can keep a zero balance credit card out of bankruptcy. It however will most likely be cancelled. The credit card companies usually find out about the bankruptcy and cancel your card.

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