Bankruptcy | Usman Law Firm

Category: Bankruptcy

What is replacement value?

Replacement value means the price a retail merchant would charge taking into account age and condition of property.

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Can I keep a Credit Card out of my Bankruptcy?

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Many clients ask me if they can keep their favorite credit card out of bankruptcy for an emergency. You can keep a zero balance credit card out of bankruptcy. It however will most likely be canceled. The credit card companies usually find out about the bankruptcy and cancel your card.

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Watch a Bankruptcy Meeting of Creditors

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Bankruptcy Filing Fee Waiver

Below are the current Bankruptcy filing fees. If you cannot afford to pay the fee either in full at the time of filing or in installments, you may request a waiver of the filing fee by completing form 3B and filing it with the Clerk of Court. A judge will decide whether you have to pay the fee. By law, the judge may waive the fee only if your income is less than 150 percent of the official poverty guideline applicable to your family size and you are unable to pay the fee in installments.

Filing Fees
Chapter 7: $299
Chapter 11: $1,039
Chapter 12: $239
Chapter 13: $274

Call or email Madison Bankruptcy Attorney Zeshan Usman for a free consultation.

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Where should I file for Bankruptcy?

You should file in the district you have resided in for the majority of the last 180 days. If you have lived in Wisconsin for the majority of the last 180 days then use the map below. Wisconsin is divided into the western and eastern district. The left colored side is the Bankruptcy Court for the Western District of WI. The gray right side is the Bankruptcy Court for the Eastern District of WI. We are licensed to file in both the Western and Eastern District of WI.

Call or email Madison Bankruptcy Attorney Zeshan Usman for a free consultation.

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Will everyone find out I filed for Bankruptcy?

Most people are worried their friends or family will find out about their bankruptcy. Even though your bankruptcy is public record it is unlikely they will find out unless you list them as a creditor or ex-spouse. All creditors and most ex-spouses will receive notice of your bankruptcy.
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