Creating a Budget in Ten Steps. You cannot expect to make ends meet if you don’t have a budget. It doesn’t have to be complicated and it is never to late to start.

  Tags: Financial Freedom

If your bankruptcy attorney can’t say yes to the following ten questions it is time to call another bankruptcy attorney!

  Tags: Bankruptcy

Effective March 15, 2011 the median income in Wisconsin will increase. Current Figures Household of 1: $40,486 Household of 2: $55,175 Household of 3: $65,187 Household of 4: $76,188 Add $7,500 for each individual in excess of 4. Effective March 15, 2011 Household of 1: $41,150 Household of 2: $56,080 Household of 3: $66,256 Household  … Read more

  Tags: Bankruptcy, Means Test

  Tags: Uncategorized

Use our new android app to follow his blog and learn more about personal financial management.

  Tags: Blog

If you cosigned a loan for someone else and they file a successful bankruptcy you will be liable for the debt. If someone cosigned a loan for you and you file a successful bankruptcy they will be liable for the debt. If they are a friend or family member you may not want that to  … Read more

  Tags: Bankruptcy, Cosigner

One of my clients’ biggest concerns when filing for bankruptcy is their property. They often think that after filing the court will take everything from them and just leave them with the clothes on their back. Fortunately that is not the case. Most of my clients are able to use the property exemptions to keep  … Read more

  Tags: Bankruptcy, Exemptions

Effective November 1, 2010 all levels in Wisconsin for households of one to three have decreased by about $2k and households of four or more have decreased by about $4k. Current Figures Household of 1: $42,205 Household of 2: $57,201 Household of 3: $67,881 Household of 4: $80,243 Add $7,500 for each individual in excess  … Read more

  Tags: Blog

You must use the exemptions of the state you have lived in for the last two years. If you have not lived in the same state for the last two years you must use the exemptions of the state where you were living for the better part of the 180 day period ending two years  … Read more

  Tags: Bankruptcy, Exemptions

Most who file for bankruptcy never plan on doing it again. They leave my office planning on being debt free for the rest of their lives. As you know that is easier said then done. Due to job loss, health issues and other events some find that they are back where they started. Fortunately bankruptcy  … Read more

  Tags: Bankruptcy, Flowchart